What do you actually walk away with?

The sale price is never what lands in your pocket. Subtract the payoff and the costs of selling, and here's the real number.

Expected sale price

Mortgage payoff (what you still owe)

Agent commission

often 5–6%, split between agents

Other selling costs

closing, staging, pre-sale repairs

You walk away with

$139,250

One thing this doesn't include: capital-gains tax. If this is your primary home, the IRS lets many sellers exclude a large chunk of the gain — but whether that applies to you, and what you'd owe, is a tax question. Zowly flags it; a tax professional answers it.

You entered these numbers; every figure is an estimate based on them, not a guarantee — actual costs and price vary. Zowly is a financial calculation and education tool, not a financial or tax advisor.